Tools for Life Blog
We're "Not Just An Interest Group"
By Jason Simon on Oct. 22, 2008 Comments?
Visit notjustaninterestgroup.com, and tell us your priorities so together we can make sure the new president is working on them from day one. Read...
Want to be President? Start Talking About Young People
By Suzanne Kahn on Oct. 10, 2008 Comments?
Take Action! Instead of just applauding our participation, the presidential candidates can and should start addressing the issues young people face. Read...
Presidential Debates: Do the Candidates Care About Our Issues?
By Suzanne Kahn on Oct. 07, 2008 Comments?
Find out if the candidates care about you. Watch the debate! Read...
Get Your Question Asked in the Next Presidential Debate
By Suzanne Kahn on Sep. 30, 2008 Comments?
You can take part in the next presidential debate on Tuesday, October 7. Read...
We Won! Next Up: The Senate
By Suzanne Kahn on Sep. 25, 2008 Comments?
We won! The House passed the Credit Cardholders' Bill of Rights. Now the action moves to the Senate. Read...
Finally, The Credit Card Companies Lose in Congress
By Tamara Draut on Sep. 24, 2008 Comments?
Yesterday, the House of Representatives passed the Credit Cardholders Bill of Rights (HR 5244) that would curb some of the industry’s most common and most egregious practices. It’s the first piece of legislation passed by either house in Congress that restricts the lending practices of the credit card companies. Read...
Help Set Our Agenda: Vote Today!
By Suzanne Kahn on Sep. 22, 2008 Comments?
In this election season, here’s another chance to express your opinion: help set Qvisory’s advocacy agenda by voting on which issues we should address. Read...
Credit Card Showdown
By Tim Westrich on Sep. 18, 2008 Comments?
September is shaping up to be a showdown month for reforming credit card terms and conditions. The Credit Cardholders’ Bill of Rights could be voted on by the full House of Representatives. And in the not-too-distant future, the Federal Reserve could finalize a proposed rule that would create a fairer marketplace for American consumers who want to use credit cards responsibly. Read...
Are the Democrats Speaking to Our Agenda? Hopeful Signs at the Convention
By Suzanne Kahn on Sep. 03, 2008 Comments?
As the Democratic Convention came to a close, Al Gore asked an audience of nearly 80,000, “How will we know when [change] is beginning to take hold?” His answer: “I think we might recognize it as a sign of such change, if we saw millions of young people getting involved for the first time in the political process.” Read...
Avoiding Costly Overdrafts: Think Twice Before You Swipe Your Debit Card
By Tim Westrich on Aug. 28, 2008 Comments?
Even checking accounts—probably the most basic account in banking—contain a plethora of hidden traps these days and practice a type of “gotcha capitalism” that will get you if you don’t take a few steps to avoid the most common pitfalls. Read...
Democrats Bring Fair Pay Fight to Prime Time: Lilly Ledbetter to Speak at Convention
By Eileen Quigley on Aug. 22, 2008 Comments?
The Democratic Convention starts on Monday. In all the hubbub about when the Clintons will speak and who Obama will pick as his vice president, you may have missed one of the best announcements of the week: Lilly Ledbetter is speaking to the convention on August 26. Read...
Get Down in Denver
By Eileen Quigley on Aug. 20, 2008 Comments?
Progressive Future is rocking the Mile High City August 27 with a Dance Party. We're a proud sponsor and you're invited! Want to dance?
Read...Real Change Happens Off-Line
By Sally Kohn on Aug. 12, 2008 Comments?
Today's American young people feel a deep connection to people in Tibet and Darfur, want to hold corporations accountable to environmental standards and worker justice, and value the role of government in meeting our shared needs. Yet the Internet tools that help Millennials appreciate our interconnectedness may actually erode the community values they seek. Read...
Six of One, Half Dozen of the Other
By Tim Westrich on Aug. 06, 2008 Comments?
During the past decade of low interest rates, families borrowed heavily against the value of their homes to finance their consumption and increase their purchasing power. But as the credit crisis unfolded, and as the value of Americans’ homes dropped, lenders tightened standards on all types of mortgage loans, making it harder for families to access their home equity. Read...
Big Win for Consumers: Credit Card Reform Moves Forward in the House
By Eileen Quigley on Aug. 05, 2008 Comments?
Over the past few months, nearly 1,000 of you joined us in fighting for credit card company reform by participating in our action to send a letter to the Federal Reserve Board telling them to adopt their proposed rules to regulate the credit card industry. Read...
Youth to Power
By Suzanne Kahn on Aug. 01, 2008 Comments?
Youth to Power is an incredibly well researched book that is a great resource for anyone trying to understand the youth sector of the political landscape. Read...
Living on the Edge
By Eileen Quigley on Jul. 22, 2008 Comments?
Qvisory's report, Young People: Living on the Edge, shows that young people are facing tremendous and growing financial stress. We know that advocating on behalf of young adults is desperately needed to help solve the problems identified in our report, and that’s why we’re here. Read...
The Personal is Political
By Tamara Draut on Jul. 21, 2008 Comments?
We’re all reeling from the spike in the cost of gas and food. These money woes are compounded by a disturbing reality: most young people today are earning less than their parents did a generation ago. As we grapple with the enormous economic challenges confronting us, it’s helpful to remember that The Personal is Political. Read...
Pushing Credit Cards on College Campuses
By Tamara Draut on May. 19, 2008 Comments?
On college campuses across the country, you will find our nation’s biggest credit card issuers, armed with truckloads of swag to entice students into signing up for a credit card. What are we to do? Read...
Profits on the Backs of the Most Vulnerable
By Tamara Draut on Apr. 08, 2008 Comments?
If you’ve ever gotten slapped with a late fee of $39, or seen your interest rate surge to 29% after making one late payment, you can at least take comfort in knowing you're not a sucker. Read...
Are We Entitled to be Narcissistic?
By Jason Simon on Mar. 18, 2008 Comments?
Do we expect more? Is a sense of satisfaction more difficult for our generation to obtain? Read...
Tricks and Traps of the Credit Card Industry
By Tamara Draut on Dec. 18, 2007 Comments?
A credit line often serves as a lifeline. But thanks to a range of "gotcha" tactics commonly used by the credit card companies, the credit life line can quickly feel more like a noose. Read...
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Our News
Recent news stories and blog posts that affect our generation. Got an opinion? Send us your post or video about these or other topics!
- What to Do If Your Employer Cuts Its 401(k) Match Benefit - Money Under 30
- Can You Afford to Have a Baby? - Wise Bread
- Failing Home Economics - New York Times
- How Does the Recession Affect Your Job-Hunt? - gradspot
- Should you take a second job? - msn money
- With Defaults Rising, Is a Credit-Card Crisis Looming? - TIME
- What is the Difference Between a Subsidized and Unsubsidized Stafford Loan? - Money Under 30
- Your Money: Obama on 20 key issues - CNN
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